Talk. Don’t fill forms.
Pick your language, or just say it. Your first few minutes are a conversation about what you are saving for, not a form. The paperwork comes after, and most of it is already done from your PAN.
Expert help with your money. Finally for everyone.
An advisor who knows your family. A plan built on serious research. Intelligent systems that do the work in the background, so their time goes to you. In your language, on your phone.
Good help with money was only ever for the wealthy.
If you have crores, someone calls you back. Everyone else gets an app with a thousand funds and no one to ask, or a relationship manager whose favourite product changes with the commission and whose face changes every two years.
So most families do the sensible thing: nothing. The money sits in a savings account and a locker. That is the part we are changing.
How it works
How Vouch works.
Five steps, from the first conversation to a plan you actually understand.
Meet your advisor.
Matched to you, not assigned at random. Someone who speaks your language, knows your city, and is registered to do this. You will hear from them, in their own voice, before you have invested a rupee.
See all your money in one picture.
With your permission, Vouch reads your bank and fund accounts and shows you where your money sits, what it earns, and what is lying idle. We can look. We can never touch.
Get a plan in three moves.
Your advisor builds it, on research that has scored every fund on ten things and checked it against your goals: what to keep safe, what to grow, what to do first. No jargon. No hundred choices.
Ask anything, any time.
Why is my money down? What happens if I add a little more each month? Ask in your language and get a straight answer that knows your plan. Your advisor can see the chat, and steps in when it matters.
Over ten years
What good help does over ten years.
Two families start with the same money and the same monthly SIP. One picks funds from last year’s top-ten list and stops the SIP when markets fall. The other invests the Vouch way. This is what the difference looks like after ten years.
Investing on your own Investing with Vouch What you put in
Why the lines separate
- 01Funds chosen on research, not on last year’s winner or what pays the most commission.
- 02A mix matched to your goals, rebalanced when it drifts.
- 03Staying invested through the falls. This is the biggest one, and where most first-time investors lose.
- 04Lower costs where a cheaper fund does the same job.
- 05Exits timed with tax in mind.
Hypothetical illustration, not a forecast or a promise of returns.
What this assumes
- The same starting amount and the same monthly SIP on both lines.
- The same assumed long-run market return on both lines.
- The do-it-yourself line pauses the SIP for a year across two downturns and switches into a higher-cost fund after a strong year.
- The Vouch line stays invested and rebalances once a year.
- No taxes or exit loads are modelled on either line.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
Behind your advisor
Behind your advisor, a system that never sleeps.
Your advisor does not do this alone. Intelligent systems do the research, watch your portfolio overnight, prepare the paperwork, and flag the moment something needs a decision. That is how your advisor’s time goes to you, and how one advisor can look after your family the way only the wealthy used to be looked after: properly, and without the wait.
Research done before you ask.
Every fund is scored on ten things, from the fund house’s own filings. Your advisor sees the score. You see a plain explanation.
Watched every night.
If your mix drifts, your SIP bounces, or money sits idle, the system notices first, and your advisor hears about it before you do.
Nothing moves without your advisor.
Their name is on every recommendation. When you see their face on something, they have looked at it.
Where your money sits
Where your money actually sits.
Never with us. Your money moves from your bank to the fund house, in your name, over the same exchange rails every registered distributor in India uses. Vouch can see your investments. Vouch cannot touch them. Your advisor is AMFI-registered, and every recommendation is recorded.
Backed by Y CombinatorAMFI-registered advisorsOrders over exchange rails, in your nameBank and fund data only with your consent
Run a mutual fund practice the way the best in the country do.
If you distribute mutual funds, Vouch gives you the systems, the research and the client experience to look after many more families, all under your name.
Why Vouch
Why we are building Vouch.
More Indians started investing in the last few years than in the decades before. Almost none of them have anyone to ask. We think that is the biggest gap in Indian finance, and we think technology is how it closes without the human going away.
Start with a conversation. No products, no pressure.